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Consumer Collections and Recoveries

 CONTENTS

Foreword

Chapter 1 – The Importance and Role of Collections             ......     3 

Chapter 2 – The Collections Process                                       ......     9

Chapter 3 – Attitudes Towards Debt Collection                    ......   23

Chapter 4 – Motivation: The Deciding Factor                       ......   31

Chapter 5 – Performance Measurement                                 ......   41     

Chapter 6 – Capacity Planning                                              ......   53

Chapter 7 – Setting up a Collections Operation                    ......   61

Chapter 8 – Auditing a Collections Function                        ......   69

Chapter 9 – Outsourcing                                                        ......   77

Chapter 10 – Roll Rates and Probability of Write-off            ......   85

Chapter 11 – Costs and Cost Effectiveness                             ......   93

Chapter 12 - Integrated Systems                                            ......  101

Chapter 13 – Using Diallers                                                   ......  109

Chapter 14 – Problems and Problem Resolution                   ......  117

Chapter 15 – Customer Centric Systems                               ......  125

Chapter 16 – Open Systems and the Internet                       ......  133

Chapter 17 – Understanding Behavioural Scorecards          ......  143

Chapter 18 – Collections and Recovery Scoring                    ......  153

Chapter 19 – Revenue Models                                                ......  163

Chapter 20 – Action Specific Models                                      ......  169

Chapter 21 – Why Scorecards Don’t Work                             ......  179

Chapter 22 – Basic Collections Strategies                             ......  185

Chapter 23 – Leading Edge Collections Strategies                 ......  191

Chapter 24 – Strategy Tracking and Efficiency                    ......  199

Chapter 25 – Customer Centric Strategies                             ......  207

About the Authors and Companies                                        ......  213

Glossary of Terms                                                                  ......  221